Personal Loan

A personal loan is a loan that can be taken out by all Malaysia citizens that have a source of income. This is a loan scheme which provides loans to regularly salaried employees with a monthly repayment plan to meet their personal needs. A personal loan can also be defined as a short term loan and it may be the answer to your short-term cash needs. This is because a personal loan normally has a repayment period that is shorter than other types of loan such as housing loan or a mortgage. We’ve got a personal loan to meet your need, and the personalized service to back it up. Rate reductions, no closing costs,and consultation fees. To be truly effective as a money lender adviser, we believe it is important to offer a wide range of services and solutions.

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Interest Rate
Fixed rate from 5% – 12% APR and payment options range from 6 months to 120 months.

Minimum repayment
6 months; Maximum repayment: 120 months.

Representative example
Amount of credit RM 5000 borrowed for 180 days. Interest : RM 448. Total amount payable : RM 5448

Total	12 Months	24 Months	36 Months	48 Months	60 Months	72 Months
RM 5,000	RM 467	RM 258	RM 189	RM 154	RM 133	RM 119
RM 10,000	RM 933	RM 517	RM 378	RM 308	RM 267	RM 239
RM 20,000	RM 1,867	RM 1,033	RM 756	RM 617	RM 533	RM 478
RM 40,000	RM 3,733	RM 2,067	RM 1,511	RM 1,233	RM 1,067	RM 956
RM 60,000	RM 5,600	RM 3,100	RM 2,267	RM 1,850	RM 1,600	RM 1,433
RM 80,000	RM 7,467	RM 4,133	RM 3,022	RM 2,467	RM 2,133	RM 1,911

*** Late payment will charge from time to time start from 1%/month (amount subject to monthly installment). To avoid any late payment, please make your loan payment as early.
*** No Penalty ***

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Personal Loans

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